aianus

60 ms·

661.
by aianus 9y ago
The status quo is poor people talk to nobody and rich people talk to humans. This is an improvement, no?
662.
by aianus 9y ago
What's accomplished is that productive workers can live close to work instead of the double whammy of having a long commute and paying extra to subsidize rich people that don't work. The fact that some people have been there longe
663.
by aianus 9y ago
I don't agree it's hair-splitting. You can't get kicked out by surprise by repealing Prop 13 unless you've enjoyed huge capital gains and are therefore likely rich. It would make no difference for poor people who don&#x2
664.
by aianus 9y ago
The value provided is the ceiling on the cost (barring various inefficiencies like the principal-agent problem). They're not unrelated.
665.
by aianus 9y ago
You don't need to move 3,000 miles away, you just have to move outside of commuting range where the prices fall off a cliff. You can still live in the same quality house and see your family frequently. It's nuts to tax Joe Worker
666.
by aianus 9y ago
> You'll just end up kicking people out of their homes sorted from poorest to richest as the bubble intensifies. No, it's the richest people with the smallest cash flow that get kicked out first. Property tax for a salaried
667.
by aianus 9y ago
Lowest I've ever heard of is $4k a month for an internship in the SF Bay Area. $8k is the highest I took home but all my US internships were over $6500. This was throughout 2011-2013. If you're making less than $8k/month as a
668.
by aianus 9y ago
> Your first ever job is at Google? At 24? And no loan debt? How is that even possible. You go to school in Canada ($10k/year tuition) and do internships in the US ($8k/month salary). Not uncommon at all and doesn't requir
669.
by aianus 9y ago
When you borrow money to invest in stocks the stocks are in an account that the bank can seize when the net value is low enough. It's much much easier to repossess than an illiquid house.
670.
by aianus 9y ago
You have this exactly backwards. Stocks are much easier to repossess and liquidate during a margin call which results in margin interest being lower than mortgage interest. You can't get as much leverage as you can with real estate but
671.
by aianus 9y ago
It wasn't anything like this when I went shopping for a car at Audi and MB last year. I was expecting some discount for paying cash since the interest rates were all less than 2% (which barely covers inflation). However they were compl
672.
by aianus 9y ago
No, I'm saying the market is illiquid enough (or it was a year ago when I was doing this) to write a bot and wait for the price difference across the US exchange and CA exchange to cancel out the 0.5% round trip trading fees. Which, by
673.
by aianus 9y ago
Transferwise is stupidly expensive. Costs about $140 in fees to transfer $10k from US to Canada vs. ~$0 for BTC depending on how sophisticated you are in timing the trade.
674.
by aianus 9y ago
You'd think their patients would tell them that it wasn't lasting 24h, no?
675.
by aianus 9y ago
You don't need to work more hours you just need better machines to make the average hour worked more productive. If the productivity went up 10% you could give everyone a UBI of 10% of GDP without any additional hours worked.
676.
by aianus 9y ago
That's a big presumption isn't it? It was accepted wisdom that you had to pick individual stocks until Vanguard popularized the index fund and now it's accepted wisdom to do the opposite.
677.
by aianus 9y ago
Honestly curious, has anyone ever tried giving $1 million to 4,000 moderately vetted wannabe entrepreneurs? Say, the entire graduating classes of Stanford, Berkeley, or MIT. How do we know it doesn't work?
678.
by aianus 9y ago
I'm a part-time Uber driver and I've never been treated like garbage by them. They pay me exactly what they say they'll pay me and on time. If I don't like the rate I'm earning, I turn it off and go home.
679.
by aianus 9y ago
Maybe teach English in Asia or drive an Uber? Or go to trade school to become an electrician or mechanic? Those are the escape routes I daydream about when I'm unhappy at work, anyways :)
680.
by aianus 9y ago
If I choose to drive 1000km that I don't have to drive in a 35mpg Prius I am not more environmentally conscious than someone who drives 200km in a 10mpg Hummer. Similarly if I have 10 kids instead of 2. Anyways, I should have said &quo
681.
by aianus 9y ago
> If you took a province of China with 200 million inhabitants, it would be an extremely responsible country compared to a country of similar size. Having such an enormous population and population density relative to Western countries
682.
by aianus 9y ago
The xkcd comic has all the math right there in it. They are already assuming word by word guesses not character by character guesses.
683.
by aianus 9y ago
Then we'd all be mad about how poor people with bad credit can't afford to go to college while middle class people all get their loans cosigned by their parents who have assets.
684.
by aianus 9y ago
> Or totaling my car (While only having liability insurance). I don't know where you live but in Canada the car dealer won't give you the keys without getting confirmation of comprehensive insurance coverage with lienholder pro
685.
by aianus 9y ago
If TensorFlow is open source then there's nothing stopping AMD, NVIDIA, Intel, etc. from making chips that can integrate with TensorFlow. Other than the fact that it's hard, of course.
686.
by aianus 9y ago
It's Apple, not Foxconn, that's the biggest company in the world. The pretty artwork is where all the value is; manufacturing is a commodity solved problem in comparison.
687.
by aianus 9y ago
Or the doctors and hospital admins there only make a terrific salary instead of an obscene one.
688.
by aianus 9y ago
This kind of reasoning is precisely why the idea of national single payer healthcare is so unpopular in the US.
689.
by aianus 9y ago
But then the attackers know your origin IP from before you turned on MITM and can just DDOS it directly.
690.
by aianus 9y ago
Some do, like Costco paying cashiers well over minimum wage to improve service and turnover.

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