adammoelis

14 ms·

1. 121.▲
   by adammoelis 6y ago

   Yeah. Right now, the EV from prizes is actually higher than that. We are subsidizing to provide an even better value for early users. But in the long run, that's exactly right. The base rate plus prizes will be, on average, what you wo
2. 122.▲
   by adammoelis 6y ago

   We haven't thought about this yet but that's interesting. What kind of index fund gamification do you have in mind?
3. 123.▲
   by adammoelis 6y ago

   On the interest rate side, the 0.20% is the base rate. If you win no prizes, you get that. Prizes comprise the bulk of the value from Yotta. Your total return is prizes + the base rate. On the insurance side, there are specialty insurance c
4. 124.▲
   by adammoelis 6y ago

   You have to be a U.S resident in order to win prizes right now unfortunately, so basically yes
5. 125.▲
   by adammoelis 6y ago

   Thanks and thanks for sharing it! Would love any feedback as you play with the app. adam@withyotta.com or here
6. 126.▲
   Launch HN: Yotta Savings (YC S20) – Behavioral psychology to help people save

   240 points by adammoelis 6y ago|305 comments