VinLucero

8 ms·

1. 31.▲
   by VinLucero 3y ago

   Congrats @jess-zhang ! Why charge a monthly minimum and not just take a larger % of loan volume to make it more accessible to early stage Fintechs? Those who are funded well enough to cover $10k monthly expenses can likely afford to go stra
2. 32.▲
   by VinLucero 3y ago

   I agree this solution solves privacy in an economically sensible way.
3. 33.▲
   by VinLucero 3y ago

   Love the clean interface example into ledger-cli!
4. 34.▲
   by VinLucero 3y ago

   I wish every government agency did this. Including those in Fintech regulation.
5. 35.▲
   by VinLucero 3y ago

   Reminds me of Flash game animation tuning from back in the day.
6. 36.▲
   by VinLucero 3y ago

   Love this and wish I had written it about my own journey.
7. 37.▲
   by VinLucero 3y ago

   Nice! Was looking for this recently!
8. 38.▲
   by VinLucero 3y ago

   Seems like Cross River will just need to put in place more controls for visibility into the underlying underwriting models behind each of their bank sponsor partners. Any attorneys in the room?
9. 39.▲
   by VinLucero 4y ago

   It feels like this will spark a much broader discussion about accounting principles and the danger of infrequent “mark to market” and liquidity issues.
10. 40.▲
    by VinLucero 4y ago

    I wish this existed. Samsung Odyssey G7 has the same issue.
11. 41.▲
    by VinLucero 4y ago

    Fair discourse: I have worked at Google, Credit Karma and now Sivo (YC W21) as a (technical) program and product manager. I know for a fact that Google doesn’t actually have “Product Owner” as a role in their org chart. At Google, the separ
12. 42.▲
    by VinLucero 4y ago

    I think best when walking. Does anyone know if these essays are available in Audiobook format? I can obviously do text to speech per URL, but would be awesome if Paul, or someone else, just hosted them on Spotify or elsewhere!
13. 43.▲
    by VinLucero 4y ago

    +1. Also interested in this comparison!
14. 44.▲
    by VinLucero 4y ago

    To be fair… the top VCs disproportionately have a winner take all outperformance, and it is arguable that those same top 5 institutions are on average “super smart” to maintain said position over the long run
15. 45.▲
    by VinLucero 4y ago

    Levels.fyi has good compensation data.
16. 46.▲
    by VinLucero 5y ago

    Yeah, Causal is fantastic for financial modeling or even probability weighted forecasts. It does feel like the future. It just needs more… AirTable style functionality to be all on one like Excel.
17. 47.▲
    by VinLucero 5y ago

    My new insight from this work was around the Central Bank Digital Currencies (CBDC) being framed as “varying in value” depending on who owns the asset. Are there any other business examples where an asset ( without any other craftsmanship&#
18. 48.▲
    by VinLucero 5y ago

    Great document. Any progress on implementation?
19. 49.▲
    by VinLucero 5y ago

    So LiquidFun was spun out of a full time “Google Games” team where I helped out as producer and level designer in a 20% role. VoltAir was the game where we wanted to showcase a few new technologies: how to build a game using tech other tha
20. 50.▲
    by VinLucero 5y ago

    @roaring20s I have read through all of your current Substack articles and would love to catch up on your own background and data sources. I think pre-computer data extraction powers the best ML insights. I am working at a YC Fintech compan
21. 51.▲
    by VinLucero 5y ago

    Does anyone know where I can find a digital version of historical FT / WSJ articles? I’d love to run some NLP over that history to track sentiment over time.
22. 52.▲
    by VinLucero 5y ago

    I worked on this at Google! We built another open source example app called Voltair based on LiquidFun: https://github.com/google/VoltAir
23. 53.▲
    by VinLucero 5y ago

    Looks like the architecture link in the GitHub is broken. May want to look into that.
24. 54.▲
    by VinLucero 6y ago

    Does this scale beyond the 100k row limit of Airtable?
25. 55.▲
    by VinLucero 6y ago

    Precisely. The best tool is the one people are bought into.
26. 56.▲
    by VinLucero 6y ago

    Link to the tool: https://archive.org/details/pub_editor-publisher
27. 57.▲
    by VinLucero 6y ago

    I thought the same thing. I need to go deeper and understand how this contrasts with Piketty. Anyone have a TL;DR for this thread?
28. 58.▲
    by VinLucero 6y ago

    I can’t find a place through a normal broker like Schwab or TD Ameritrade to trade these futures even though I’ve traded other commodities. Anyone know how to get access?
29. 59.▲
    by VinLucero 7y ago

    Did you know that financing for the lower class can be as expensive as 25% of their monthly budget. Simply borrowing money has an average APR on payday loans of 400%. People choose these loans because: 1) the simple dollar costs mask the ac