SavantIdiot

12 ms·

91.
by SavantIdiot 5y ago
That's what happens without regulation (limits on the size of the loan) or inflationary controls (rate increases). Lending exists to help amortize the cost of a big-ticket purchase so that they can grow and have security, as a business
92.
by SavantIdiot 5y ago
> Understand your house is a leveraged investment and you'll do well. Your primary house is not an investment, because if you sell it you are now homeless. This is literally the first thing any RIA or CFPA teaches you.
93.
by SavantIdiot 5y ago
That's a lot of analysis. I couldn't hang on that long because OP had so many arguments. However, something has to put the breaks on rising house costs like OP says, or we're heading back to pre-1930's where 60% of the p
94.
by SavantIdiot 5y ago
Highly inflammatory. I was a in a crowd of protesters that had guns pointed at us by a group of white right PB/3%/OK last summer in Portland that were occupying a block. I realize you are probably talking about the protests to end
95.
by SavantIdiot 5y ago
> more a destruction of shared cultural values, in particular those that are good for "society" like a belief in the value of work, family unit, deeper concerns than material wealth (e.g. god/spirituality) etc at least in
96.
by SavantIdiot 5y ago
How do you legalize money laundering?
97.
by SavantIdiot 5y ago
How?
98.
by SavantIdiot 5y ago
> Those anxieties were right and wrong. This opinion is respectful of nuance. Multiple social changes are converging, it is not just one the scapegoat of screen proliferation among toddlers, it is a re-examination of existential pillar
99.
by SavantIdiot 5y ago
I recently re-rolled a password auth protocol because Auth0 and AWS Cognito were just so goddamn complicated. Ages ago I used stormpath because it was so simple, I realize there are many options today for federated logins, 2FA, SMS / p
100.
by SavantIdiot 5y ago
But if you are rolling your own auth, you still need to create the signup, change password, reset password, confirm account, delete account, etc. pages. What's one more? Given that a logon form is >5% of the total amount of work to
101.
by SavantIdiot 5y ago
Your logic: no one died today, ergo it must be safe.
102.
by SavantIdiot 5y ago
It's not politics. It is a practical reality that it is dangerous. As dangerous as coal plants. But for some reason HN likes to turn a blind eye to un-disposable toxic waste and the potential for citywide devastation (Chernobyl).
103.
by SavantIdiot 5y ago
I'm in my 50's, this experience will happen several more times in your life. It is good to learn how to recognize it and sit with it, ultimately accepting it and moving on from it. > Yet I can't seem to fully rekindle the
104.
by SavantIdiot 5y ago
I've been using Moom since 2013 as a window tiler on macOS. That combined with the new window snapping is much better than macOS tiling IMHO.
105.
by SavantIdiot 5y ago
Side note regarding humans: I was in a hotel in France that referred to the ground floor as "floor zero" in their elevator. The only time I've ever seen zero used to count something IRL.
106.
by SavantIdiot 5y ago
What has been your experience working with activists in NGOs/nonprofits? I've worked with several over the past few decades and emotions certainly are part of it, but trying to change a government doesn't happen overnight. Fo
107.
by SavantIdiot 5y ago
> The irrationalities of power fascinated him, but he found the irrationalities of activism exasperating. Most activists, in his experience, would launch big campaigns about big issues and do things that they guessed would be beneficial,
108.
by SavantIdiot 5y ago
I use a YubiKey with LastPass. But it seems that still wouldn't help with "pass the hash", correct?
109.
by SavantIdiot 5y ago
You are correct: if the password used to create the key is trivial, then there definitely exists hardware that can guess AES256 passwords even if a KDF is used weakly. I'm not sure how to read that table. Is that really the cost for a
110.
by SavantIdiot 5y ago
This argument has never made sense to me. Keeping an encrypted password file in the cloud or locally makes no difference. There exists no computer system than can crack an AES256 encrypted document. The weaknesses are in the protocol. Stori
111.
by SavantIdiot 5y ago
From what I understand: you still need the master password locally to decrypt the individual passwords. A hash won't provide that. All you're doing here is logging into LastPass.
112.
by SavantIdiot 5y ago
Beacons also have to broadcast the DTIM which allows stations to come out of standby if there is data waiting for them. This can be up to 128 bytes. But I agree, beacons are stupidly fat. The basic beacon is quite small except for the addit
113.
by SavantIdiot 5y ago
Well I was waaaaay off. Damn, wish I could edit my misinformed post. For some reason I thought bitcoin picked both of those for their blockchain b/c they were Q-proof.
114.
by SavantIdiot 5y ago
That's literally Doge, and then Shiba.
115.
by SavantIdiot 5y ago
Pedant: Fortunately SHA256 and ECDSA are proven to be quantum proof, so we'll need some massive new discovery in the field of computation to hope to break these. Probably easier just to hack the keys out of the wallets via rubber hose
116.
by SavantIdiot 5y ago
googled that and no definite matches!
117.
by SavantIdiot 5y ago
Kinda the same thing from 10.000 meters.
118.
by SavantIdiot 5y ago
Gotcha. Makes way more sense now. Thanks!
119.
by SavantIdiot 5y ago
I don't follow your reasoning at all. It sounds like you are claiming public 802.11 hotspots are more noisy that everyone running their own routers. You do realize it is the same spectrum, right? It is literally the same impact, except
120.
by SavantIdiot 5y ago
Huawei AX3 does something similar. As does any Xfinity router (but I think you can turn that off) but the Xfinity mesh is actually pretty decent if you have a subscription. Similarly, in Vietnam HCMC you can connect to wifi anywhere in the

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