PurestGuava

6 ms·

1. 31.▲
   by PurestGuava 2y ago

   We should have the same for email. But we don't. And while we don't, users have a reasonable expectation that they can send an email and the other person can read it.
2. 32.▲
   by PurestGuava 2y ago

   Given that mom isn't going to understand any of the prompt, and presumably has no pressing care or need for encrypting an email, the sensible default would be to send email unencrypted unless she expressly asks otherwise. It is prett
3. 33.▲
   by PurestGuava 2y ago

   In the UK, car insurance companies have actually been loss-making recently, despite car insurance being mandatory. It's not a guarantee of profit, especially not given how hyper-competitive the car insurance market is here.
4. 34.▲
   by PurestGuava 2y ago

   An insurance mutual's goal is still revenue. Your own link spells it out - it still tries to make a profit, it's just that whatever profit arises gets redistributed to policy holders or others. It still has to respond to commercia
5. 35.▲
   by PurestGuava 2y ago

   Commercial insurances will also often pay for risk improvement works and assessments for their customers' businesses on the basis that it will reduce the incidences of claims and/or reduce the cost of claims if they do arise. >
6. 36.▲
   by PurestGuava 2y ago

   That argument is silly because it misunderstands what "risk" means both in an insurance context and in general. Yes, if you could 100% guarantee that someone was going to have a $Y valued claim, their premium would fairly be 100%