Aloisius

44 ms·

901.
by Aloisius 2y ago
I gave example for a $10 million line of credit. The assets required for that it is $50 million. For goodness sake, the interbank rate right now is 4.8%. No one is getting close to that no matter how much they are worth. Someone like Mark
902.
by Aloisius 2y ago
> They’re not paying 7.25% on those loan The rate I gave was for Bancorp's best SBLOC, for loans of over $10 million. HELOC rates (home equity loan) are anywhere from 7.65-8.6% right now. It doesn't take many years before you e
903.
by Aloisius 2y ago
I've tried to get people to explain to me how this works and I have yet to hear a answer that doesn't end with, paying far more in interest than one would have paid in long-term capital gains or needing to die a few years after th
904.
by Aloisius 2y ago
Taxing people for going into debt certainly an... interesting idea.
905.
by Aloisius 2y ago
Norway already has an exit tax which levies a 37.84% tax on unrealized gains. The "easy fix" isn't working for some reason. Perhaps a one-time tax is still preferable to an ongoing one.
906.
by Aloisius 2y ago
Mohenjo-daro (built circa 2500 BCE) did not have a city wall.
907.
by Aloisius 2y ago
High fructose:glucose ratios definitely exist in nature. Agave syrup is 4:1. Apples and pears are around 2:1. Moreover, high fructose corn syrup is a bit of a misnomer. Most HFCS used in food are 42% fructose, 58% glucose. The ones used in
908.
by Aloisius 2y ago
> Here's one: if it couldn't be made outside of a factory, don't eat it. I'm not sure I understand. Every food made in a factory was first made outside one.
909.
by Aloisius 2y ago
You can't really tell how much sugar there is in baked bread simply based on the amount added in a recipe. Yeast ferment sugar, so depending on how much yeast you have, how active they are and the fermentation time, a small amount of s
910.
by Aloisius 2y ago
> Even unbleached white flour naturally has a decent micro-nutrient profile of vitamins That doesn't match my experience, at least in the US. Per 1/4 cup: KA organic unbleached white flour - 0 vitamins or minerals Arrowhead Mi
911.
by Aloisius 2y ago
Did US appeasement of Russia after the annexation of Crimea bring any kind of lasting peace? Why anyone would think this time it would be different when what Russia wants hasn't changed is beyond me.
912.
by Aloisius 2y ago
It must be a nice consolation for the various European powers that their colonies breaking away seems to have absolved them of any blame not just the institutionalization of chattel slavery, but apparently also the creation of scientific ra
913.
by Aloisius 2y ago
I went through California GATE at the same time. I was given an IQ test in either 1st or 2nd grade, then I had a second one-on-one test that was given verbally. IIRC, GATE was where I had my first exposure to programming (Logo).
914.
by Aloisius 2y ago
Being able to validate credentials via the public facing website without MFA was a considerable problem as well. Also not locking down accounts after failed attempted logins. Wifi with 802.1X and certs would have been fine here without MFA.
915.
by Aloisius 2y ago
Considering the dozens of European governments that have been fined under the GDPR, I think it's safe to say that it's not just feigned ignorance.
916.
by Aloisius 2y ago
You have ownership over your own memories and records. Other people also own their own memories and records - some of which may be about you. At least, this is how it was for most of human history. Now some people think they should be a
917.
by Aloisius 2y ago
The internet/arpanet started largely with centralized protocols like various file transfer protocols, telnet, finger, various networked filesystem protocols, network printer protocols, network graphics protocols, echo, QOTD, etc.
918.
by Aloisius 2y ago
It's gotten entirely out of hand. Most EU national government websites have cookie banners. Even the European Commission website has a cookie banner! This should have been implemented at the browser level. Let the browser generate a ni
919.
by Aloisius 2y ago
> The image of the cool, hippie, leftist Silicon Valley tech is wrong. As someone who grew up in Silicon Valley in the 80s and 90s, this image confuses me.
920.
by Aloisius 2y ago
Funny, I find the expectation of having to immediately join ad-hoc zoom calls, interrupting me while I'm busy working, to be a pretty huge negative. I miss being able to look over and check to see if someone was busy before interruptin
921.
by Aloisius 2y ago
Don't most people take into account requirements to commute when negotiating salary before taking a job? It should already be baked into pay. I get some people were hired without any understanding of that during/after the pandemic
922.
by Aloisius 2y ago
PFAS aren't plastics. And removing them clearly didn't increase the price of sticks of butter by $5.
923.
by Aloisius 2y ago
Your sticks of butter come wrapped in plastic? I don't think I've ever seen anything other than wax paper or foil, with only tubs of butter, rather than sticks, in plastic.
924.
by Aloisius 2y ago
That’s beyond bad paraphrasing - that's the polar opposite of the original. When you have eliminated the impossible , whatever remains, however improbable , must be the truth.
925.
by Aloisius 2y ago
The skilled trades in the BLS stats are[1]: 45-0000 Farming, Fishing, and Forestry Occupations 432,200 47-0000 Construction and Extraction Occupations 6,225,630 49-0000 Installation, Maintenance, and Repair Occupations 5,989,460 51-0000 Pro
926.
by Aloisius 2y ago
> I think the classic definitions are fine: - Monopoly: 50%+ of a market Classic definition according to whom?
927.
by Aloisius 2y ago
A corporation is just a business incorporated as a separate legal entity. If there were huge "unfair" advantages to being incorporated, then surely "normal" businesses would simply pay the modest fee to incorporate.
928.
by Aloisius 2y ago
Seems like it'd need to be more than slightly longer to accommodate capacity with a two-thirds reduction in train frequency.
929.
by Aloisius 2y ago
Later stages? These features often get implemented at the working draft stage - a stage where major changes can still happen, it has no consensus or even wide review. Google implementing a draft they themselves authored with minimal review
930.
by Aloisius 2y ago
This won't fix the bias. It would be biased towards the obverse of the starting side up of the first flip.

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