There are lots of places either similarly, or more dense than San Francisco with housing people can buy on an $80k salary. All of these places allow for higher

There are lots of places either similarly, or more dense than San Francisco with housing people can buy on an $80k salary. All of these places allow for higher density housing. Sure SF is way behind the curve at this point, but it's a bit silly to argue that "policy debt" is a reason policy changes wouldn't do much.