3 ms·
Not a single accident or moving violation ever, I pay 120 a month for minimum coverage because I have shitty credit. What I do on a racetrack under controlled c
by cmdrfred 11y ago
Not a single accident or moving violation ever, I pay 120 a month for minimum coverage because I have shitty credit. What I do on a racetrack under controlled conditions is entirely different than what I do on the road. I keep my stopping distance between me and the car in front of me.
- mikeash 11y agoYour credit score counts because credit score is a good predictor of accident risk. Apparently nobody really understands why, but that's how it is. Insurance is all about trying to predict the future, which is tough. The tools are imperfect. But they're decent, and the data supports using credit score as a factor.