When you don't pay for it, and it's offered for free by a business out to make a profit, the problem is almost always the lack of clear and consise disclosure.

When you don't pay for it, and it's offered for free by a business out to make a profit, the problem is almost always the lack of clear and consise disclosure. There is no [Schumer Box](https://en.wikipedia.org/wiki/Schumer_box https://en.wikipedia.org/wiki/Schumer_box) for Windows like there is for credit cards.