Having done this for a small biz (<20 employees) recently a couple of comparison points: a) We spent about $5000 to set up with an attorney. b) It's a !@%!@ n

Having done this for a small biz (<20 employees) recently a couple of comparison points: a) We spent about $5000 to set up with an attorney. b) It's a !@%!@ nightmare to deal with the guy, with the taxes, etc. I would estimate 20 - 40 hours of set-up time for me, 1hr a month of ongoing paperwork and administration. c) It's at LEAST $2500/yr to administer with the variety of little fees. d) It's not straightforward for employees. So suffice to say at $90/mo + $4 per this is a compelling offer. Don't see anything specific about a "switching" opportunity - get yourselves a "switch to us" landing page and send me the link :)