When they were on HN a few weeks ago I did not know they were a YC company. I see another poster mentioned myubiquity.com which I was just looking at yesterday

When they were on HN a few weeks ago I did not know they were a YC company. I see another poster mentioned myubiquity.com which I was just looking at yesterday. One thing that stood out for me there is the questionnaire that a startup plan can go through to setup a plan. Gives them things they need to think about if they haven't already. Best of luck Captain401! I like the use of the Vanguard index funds. We use those a lot (and in Vanguard managed trusts) and think that is a great decision to go with. I just applied for the fellowship with an idea that leverages the 401(k) as a distribution channel for automated financial planning. Basically a portal that aims to deliver "financial wellness" to participants that combines budgeting, calculators, savings goals, facilitation of insurance and wills, etc. The portal would be offered to RIAs and plan sponsors as an add on service to their existing 401(k) service. I hope that by getting better advice to people that addresses their current situation and their goals that we can help them form good financial habits. Retirement is the end goal but getting the people that live paycheck-to-paycheck a solid foundation right now will help them better be able to save down the line.