Read the link I posted -- if you make multiple claims (even if they are all perfectly valid claims and not your fault), your homeowners insurance rates can rais

Read the link I posted -- if you make multiple claims (even if they are all perfectly valid claims and not your fault), your homeowners insurance rates can raise, or you can even be blocked from coverage from multiple insurance companies through the industry wide C.L.U.E. claim reporting system. Sure, if it's a known drone from a large company, I'm sure they will have insurance, but what do you do when you have a $5000 hole in your roof and Amazon claims that the "Amazon" drone that you found is not theirs - someone slapped an Amazon label on their own drone to get away from the insurance requirements.