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There is little wrong with fees, let alone interest. Considering how many banks and credit unions exist there is little excuse for not finding one that provides

There is little wrong with fees, let alone interest. Considering how many banks and credit unions exist there is little excuse for not finding one that provides the services you want with a fee structure you accept. Credit unions usually provide the best value and membership rules are very flexible. Regulation on any industry cost that industry money. It also does not help when your in an industry which gets investigated for not providing services to many who cost you money to serve. The only concerns I have with fees is that they need to be always out front so that the customer is not caught unawares.

msandford 11y ago
> Considering how many banks and credit unions exist there is little excuse for not finding one that provides the services you want with a fee structure you accept. While it'd be great if that were true, it's by no means guaranteed. We have a choice in wireless carrier here in the US but still most folks aren't terribly pleased with theirs. Just because there are a lot of players it does not follow that you'll find one you like. There can be many players but other forces which prevent what you want from existing at all. Government regulations, "generally accepted practices", uncreative management, etc.