Private information will get leaked one way or another. It's incredibly easy to get someone's address, SS, phone number, etc. The major problem is not with thes

Private information will get leaked one way or another. It's incredibly easy to get someone's address, SS, phone number, etc. The major problem is not with these sites' security but with the credit system's security. The credit agencies have an oligopoly on credit scores and the banks do not care about security at all. They'll approve a credit card application that has been shredded and taped back together, obviously by a fraudster. These are the systems that need to be fixed/removed. Until those systems are fixed, people will continue to have their lives ruined. Let's not put the blame wholly, or even majorly, on these tech companies when many banks still use an SS number as the login. Until banks are held responsible for their actions which are the only actions that matter as far as identity theft and fraud goes, this will continue to be an unsolved problem. Once you start charging banks the millions it costs for each victim plus a penalty for not fixing their systems that goes up with each case, we'll see that identity fraud will disappear. Of course, that's justice and justice, at least in the US, is merely a fantasy.