It's a shame there aren't any forward-enough-thinking US banks that would make a reasonable partner for this type of effort. In the long run, owning the bank is

It's a shame there aren't any forward-enough-thinking US banks that would make a reasonable partner for this type of effort. In the long run, owning the bank is a better asset but I wonder if a more prudent strategy would be proving out the value first. Maybe like a Tesla or PayPal strategy.