Here's why I'd be skeptical of using this service if I were a large, self-insured employer. If I understand right, the model consists of making it easy for empl

Here's why I'd be skeptical of using this service if I were a large, self-insured employer. If I understand right, the model consists of making it easy for employees to find cheap medical providers. However, am I right in understanding that it also makes it easy for employees to actually find those providers? I.e., absent this service, would employees find it considerably more difficult to get treatment? (The article doesn't exactly say this, but hints in that direction.) If so, I'd be concerned that it induces employees to consume more medicine. So while one might save money on cost per procedure, the # of procedures would go up. (Due to RAND/Oregon, we also know it's unlikely that marginal increases in medical consumption would improve health, so regardless of how much I might care about my employees, this would be a bad thing.)