The article claims "it’s usually that access to money which allows them to take risks." The article also uses the term "barrier to entry". This is what I was di

The article claims "it’s usually that access to money which allows them to take risks." The article also uses the term "barrier to entry". This is what I was disputing. The article does also discuss a correlation between people being white, male and highly educated. I don't dispute this correlation. This correlation does not imply that family money is even useful in starting a business; most people who are white, male and educated have no family money. If you simply want to claim that there is a correlation between being unwilling to live like a college student and not being wealthy, go for it. All you are suggesting is that wealthy people are more willing to deal with adversity in the pursuit of goals than others.