it never made sense as to why people are required to take a pay cut with hopes some opaque group will promise them greater return in the future. You can't expe

it never made sense as to why people are required to take a pay cut with hopes some opaque group will promise them greater return in the future. You can't expect fund managers to consistently return 7% without taking risks and having exposure to market downturns. You know who else offered a consistent market return on stocks year after year for decades? Madoff