3 ms·

I wonder what sort of sheltered life you have lived to think earning 100k+ anywhere is "awful".

cbhl 11y ago
It's awful in the sense that if you want a market-rate one-bedroom apartment in San Francisco you end up spending 60-90% of your post-tax monthly income on rent. So you compromise -- you split a bedroom with a roommate, or you convert your living area into a bedroom, or you live in a pre-1969 rent-controlled unit and have the people who used to live in those apartments throwing rocks at you on your way to work. Or you live somewhere in north/east bay and deal with a two hour driving commute.
- deleted 11y ago
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hueving 11y ago
It's awful in the sense of how much is gone to taxes and cost of living. Earning 100k+ that effectively becomes half of the real number because of exorbitant cost of living puts you in a crappy spot. You lose all of the tax breaks and everything else that people get who have your same take home pay at a lower net income (e.g. student loan tax deduction). Also, you have to deal with ignorant people like yourself that look at salary numbers in a vacuum and assume the person talking is over-privileged. One of my younger friends moved out to the bay at a 90k salary and he cannot afford to live by himself in a one bedroom apartment in the south bay, let alone SF. Consider that, he can't afford a shitty one bedroom apartment in a suburb.
- Nimitz14 11y ago
  The fact you assume I wasn't taking taxes and cost of living into account says a lot about the intelligence of the people you prefer to hang out with. People get by in SF with much less than the numbers that are being quoted here. I'm not saying you shouldn't complain, I'm saying be reasonable about your problems.
- Obi_Juan_Kenobi 11y ago
  > One of my younger friends moved out to the bay at a 90k salary and he cannot afford to live by himself in a one bedroom apartment in the south bay, let alone SF. That's preposterous. Even with significant payments like student loans, that's easily done on 90k. Typical rent in SB is 2k a month. A good deal on a 1 bedroom place is something like 1200. Yes, downtown SF is ridiculous. All those stories about tiny places for 4k a month are more-or-less true. Even then, people often find much better deals, but I'll happily concede that the situation is out of hand there. The rest of the bay, though? Pshh. Sure it's not cheap, but it's nothing like people try to make it out.

cbhl 11y ago

It's awful in the sense that if you want a market-rate one-bedroom apartment in San Francisco you end up spending 60-90% of your post-tax monthly income on rent. So you compromise -- you split a bedroom with a roommate, or you convert your living area into a bedroom, or you live in a pre-1969 rent-controlled unit and have the people who used to live in those apartments throwing rocks at you on your way to work. Or you live somewhere in north/east bay and deal with a two hour driving commute.

deleted 11y ago
[deleted]

hueving 11y ago

It's awful in the sense of how much is gone to taxes and cost of living. Earning 100k+ that effectively becomes half of the real number because of exorbitant cost of living puts you in a crappy spot. You lose all of the tax breaks and everything else that people get who have your same take home pay at a lower net income (e.g. student loan tax deduction). Also, you have to deal with ignorant people like yourself that look at salary numbers in a vacuum and assume the person talking is over-privileged. One of my younger friends moved out to the bay at a 90k salary and he cannot afford to live by himself in a one bedroom apartment in the south bay, let alone SF. Consider that, he can't afford a shitty one bedroom apartment in a suburb.

Nimitz14 11y ago
The fact you assume I wasn't taking taxes and cost of living into account says a lot about the intelligence of the people you prefer to hang out with. People get by in SF with much less than the numbers that are being quoted here. I'm not saying you shouldn't complain, I'm saying be reasonable about your problems.
Obi_Juan_Kenobi 11y ago
> One of my younger friends moved out to the bay at a 90k salary and he cannot afford to live by himself in a one bedroom apartment in the south bay, let alone SF. That's preposterous. Even with significant payments like student loans, that's easily done on 90k. Typical rent in SB is 2k a month. A good deal on a 1 bedroom place is something like 1200. Yes, downtown SF is ridiculous. All those stories about tiny places for 4k a month are more-or-less true. Even then, people often find much better deals, but I'll happily concede that the situation is out of hand there. The rest of the bay, though? Pshh. Sure it's not cheap, but it's nothing like people try to make it out.