It looks like they have taken the Steve Miller Band approach [1] to users who are also creditors: http://blog.homejoy.com/faqs/ http://blog.homejoy.com/faqs/ .

It looks like they have taken the Steve Miller Band approach [1] to users who are also creditors: http://blog.homejoy.com/faqs/ http://blog.homejoy.com/faqs/ . Hope you didn't have a gift card! [1] i.e., hoo hoo hoo, go on, take the money and run