No, it doesn't include subsidies (ED: I mean, we don't get subsidies). I signed up directly with the provider. Your number looks egregious. I wonder how that

No, it doesn't include subsidies (ED: I mean, we don't get subsidies). I signed up directly with the provider. Your number looks egregious. I wonder how that kind of plan works, though, with ACA's 80/20 rule.