The problem it creates is that you lose customers. People want the ability to have joint accounts. A joint account generally has a credit limit set by the inco

The problem it creates is that you lose customers. People want the ability to have joint accounts. A joint account generally has a credit limit set by the income of the higher-paid (or wealthier) of the two but allows both people to have a card and make payments. Imagine a simple scenario: one spouse works, the other does not; the one who doesn't work often does the shopping.