> you can ask for a 10% premium to cover sickness and fallow periods That is extremely low and, IMHO, not even close to what you'll need to make freelancing vi

> you can ask for a 10% premium to cover sickness and fallow periods That is extremely low and, IMHO, not even close to what you'll need to make freelancing viable. My rate is about 100% more than my former FT salary expressed as an hourly rate and it wouldn't make sense for me to freelance for much less than that. Remember all of the hours that you are not getting paid, looking for leads and doing admin work. Also you don't receive benefits as a freelancer.