> I know plenty of people who wouldn't think twice about leaving out a middle name that they hate. And I haven't met a bank that didn't ignore the middle initi

> I know plenty of people who wouldn't think twice about leaving out a middle name that they hate. And I haven't met a bank that didn't ignore the middle initial when validating a credit card. Even though they all say "enter your name as it appears on the card". Which just makes it easier for them to be stolen. If someone gets a hold of your card number they probably also have the record of what you bought. If you had it delivered to your house they have your first and last names and zip code. All they need is the CVV2 (pick a random number from one to one-thousand) and they're in the clear. I really don't get credit card security at all. Seems to me to be a lot of smoke and mirrors that the banks just plaster over with insurance for when they have to give back stolen money. It doesn't actually prevent or deter theft, just sweeps it under the rug.