I think that rationally it's likely even worse now (since 2009) in the sense that these massive data breaches keep happening and it has absolutely nothing to do

I think that rationally it's likely even worse now (since 2009) in the sense that these massive data breaches keep happening and it has absolutely nothing to do with our own personal security behavior. It doesn't matter how careful we are with our security, it's going into the hands of the baddies anyway if they want it.