Does that $650 per month include subsidies from the government for low income? Because that is far cheaper than what I received as a quote on healthcare.gov.

Does that $650 per month include subsidies from the government for low income? Because that is far cheaper than what I received as a quote on healthcare.gov. For my wife and kids it was $1,100 per month with a $12,000 deductible. With that plan my out-of-pocket expenses would be $25,000 per year before the insurance paid a nickel! 86% of people who sign up with Obamacare received a subsidy1 from the government for low income. Without that, I don't understand how anyone could afford the rates posted there. --- 1 http://www.nytimes.com/2015/03/11/us/11-7-million-americans-have-insurance-under-health-act.html?_r=0 http://www.nytimes.com/2015/03/11/us/11-7-million-americans-...