Second vote for Oscar here. My wife and I pay north of $1,000 but have something of a Platinum plan and it covers everything. The Affordable Care Act has reall

Second vote for Oscar here. My wife and I pay north of $1,000 but have something of a Platinum plan and it covers everything. The Affordable Care Act has really taken the pain out of insurance when working for yourself. Things like Freelancers Union were almost a necessity before the ACA. Now individuals can buy insurance at competitive rates and without worrying about "pre existing conditions".