And you don't understand what it is to be poor either. I live in a country (Colombia) where plenty of men waste their paychecks in beer. I see it every month.

And you don't understand what it is to be poor either. I live in a country (Colombia) where plenty of men waste their paychecks in beer. I see it every month. Less now than when I was younger, but still. It has made the beer company very rich and profitable, but I can assure those were not good decisions made by the men, and it was not the fault of the government. What happens when someone doesn't want to fit in to that mold? Their own friends call them cheap, not so close friends try to con them from their savings, and general people think of them of 'the bourgeois who we have to steal from'. There are polls where people in Colombia are self-described as 'one of the happiest in the world'. It's actually 'we have to pretend to be happy' just to fit in society. And that involves wasting paychecks in booze with friends and/or family. Think about people in NY pretending to be rich. It's the same here, but the pretension is: we-party-more-than-anyone. I even remember when parties had to be until 6am or even 11am of the next day to be considered 'normal' and not a failure. And all this has the consequence of most people having no savings at all.