Some people who remain poor do have poor character. Some people who are poor are so because of hard luck. It is extremely impolite to say it but it is true. Not

Some people who remain poor do have poor character. Some people who are poor are so because of hard luck. It is extremely impolite to say it but it is true. Not that it should prevent you from helping any of them. Your hypothetical example is irrelevant because rationally, they should save the money for a rainy day, if they know that every day is not going to be as bountiful as this one. And try to leverage that to elevate themselves out of poverty. I saw this in lot in the third world. But many other people (both there and the west) lack it. Acknowledging that fact is the cause of the problem? Thats just silly.