The financial risks are spread over those in the pool instead of just one. Everyone in the pool shares the cost of everyone else. I don't want the government cr

The financial risks are spread over those in the pool instead of just one. Everyone in the pool shares the cost of everyone else. I don't want the government creating a super large public pool that I am required to pay for, even if I'm allowed to choose not to be a member of it. This uniquely American attitude is honestly one of the very few reasons I occasionally consider moving back to Britain.