On making money, to a first approximation he is right. Value can of course be created, but the majority of marketing activity ('money making') is concerned with

On making money, to a first approximation he is right. Value can of course be created, but the majority of marketing activity ('money making') is concerned with a market share land grab and nothing more. Banks aren't intrinsically sociopathic, but i think their unique position at the center of all the economic transactions means that they are especially prone to bad behaviour and distortion. They do need special regulatory treatment. You'd put even the kindliest rottweiler on a leash as a precaution, but it would be senseless to extend this to all dogs.