This says I'm totally screwed and will be out of money in 5 years after I retire, while my retirement planner says I'm golden. Oh well. This calculator also fa

This says I'm totally screwed and will be out of money in 5 years after I retire, while my retirement planner says I'm golden. Oh well. This calculator also fails to take into account the effects of the singularity which everyone says is coming certainly before my retirement date, so I'm not sure if I should care.