Yes, it's about an umbrella of liability protection even if none exists (uber customer service is routinely awful). It's about how airbnb is actually dangerous

Yes, it's about an umbrella of liability protection even if none exists (uber customer service is routinely awful). It's about how airbnb is actually dangerous, but they provide $50k+ of "insurance" if a visitor wrecks your house, and that allows you to more comfortably walk on the wild side of illegal subletting.