Oh, I'm sure that there are unintended consequences in any system that complex. But I'll tell you from unfortunate personal experience, if you go to an ER in t

Oh, I'm sure that there are unintended consequences in any system that complex. But I'll tell you from unfortunate personal experience, if you go to an ER in the middle of the night in any American city, you'll see a crowd of people in the waiting room. Most of them are uninsured and poor, and thus don't have a doctor to go to for routine things, so they go without medical care until it is an emergency. It's not efficient.