No, I didn't mean that at all. Loans exist for a reason. If he wants to be ultra-frugal, that's fine, but it's not necessary. Do you really believe taking a

No, I didn't mean that at all. Loans exist for a reason. If he wants to be ultra-frugal, that's fine, but it's not necessary. Do you really believe taking a loan out for something as important as school is that terrible?