At that point, it seems like it just comes down to how much you're willing to pay to be happy. If your lifestyle inflates to the point that you can't take a pay

At that point, it seems like it just comes down to how much you're willing to pay to be happy. If your lifestyle inflates to the point that you can't take a pay cut, then yeah, that's a shitty situation, but I know of some folks who would gladly trade $50,000 for a little more free time, and in the next year or so likely will.