Don't hire someone unless you have tons of money. If you have less than a million dollars, the following advice will suffice. Buy some geographically diverse i

Don't hire someone unless you have tons of money. If you have less than a million dollars, the following advice will suffice. Buy some geographically diverse index funds. Keep some money in CDs if you want guaranteed returns that give up some liquidity, and some money in a high-yield savings account. Keep the rest in checking. Buying a house is also a good investment if you know where you want to live for a while.