3 ms·
I'm a PhD student in London, on £18k albeit with no income tax. I'm surprised you paid so much on rent! I'm paying £600/mo (including bills), Zone 3. Maybe I'm
by irremediable 11y ago
I'm a PhD student in London, on £18k albeit with no income tax. I'm surprised you paid so much on rent! I'm paying £600/mo (including bills), Zone 3.
Maybe I'm more frugal than I realise.
- superrad 11y agoAre you paying national insurance on your income? Otherwise, without income tax and national insurance, you're effectively looking at a wage of £22k, and from what you've said thats just for a flatshare studio room. Do you get any meals subsidised from your university, and do you actually have some savings while being able to eat out or get drinks at least once or twice a month?
- pjc50 11y agoPHD stipends are conveniently tax and NI free.
- irremediable 11y agoFair point! I am not paying NI. I don't have any meals subsidised, and I do have savings -- about £3k/year. I eat out twice per week, and I get drinks more often than not -- although I do often get drinks quite cheaply, because I'm friends with some brewers.
- lmm 11y agoI wanted to live on my own, I could probably have paid <£600/mo in a shared house (indeed I did for a bit, but I hated it). Again, lifestyle choices.