Wait, so just walk up to a poor person and say "hey, I'm going to rescue you?" Then give them all your "advice" they probably don't care to hear? I have a lot

Wait, so just walk up to a poor person and say "hey, I'm going to rescue you?" Then give them all your "advice" they probably don't care to hear? I have a lot of very poor family that make a lot of very poor financial choices. Unless they ask for my advice, I won't say a word - its very rude otherwise.