If you donate the investment directly to a non-profit, you will be able to deduct the full value of the investment, and won't have to pay capital gains on it.

If you donate the investment directly to a non-profit, you will be able to deduct the full value of the investment, and won't have to pay capital gains on it. Keeping the money in an investment account is a fairly good idea - I should have enough by the end of the year to make this worthwhile.