Planning to give later is a VERY effective use of money for early career professionals (who will be able to make stable investments over long periods of time an

Planning to give later is a VERY effective use of money for early career professionals (who will be able to make stable investments over long periods of time and then give larger payouts when their own situations are more stable as well) or people who do not as strongly believe in a given cause as you do (who can wait until the causes they believe in are more stable or until they have researched more sufficiently). I have a retirement portfolio and a wealth building portfolio. The latter is currently funded by my credit cards cash back policy, aggressively seeks market gains, and forms the basis of my personal philanthropic efforts. My giving currently focuses on arts organizations and local community development, as that's a personal passion. My long term giving is hunger focused, where a $50 donation is less meaningful and it makes sense for me to grow my money first.