Creditors charge a healthy premium risk for the eventuality that they will not be paid back. Sometimes, the risk materializes and they do not get paid back. It

Creditors charge a healthy premium risk for the eventuality that they will not be paid back. Sometimes, the risk materializes and they do not get paid back. It is their right to get mad and stop giving more credit, but it does not follow that it is not in their interest to give more credit, and try to solve the problems without forcing the debtor to bankrupcy.