I just read that China has 21 trillion in their banks from people saving. It feels to me China has so many resources that they are unstoppable. Banks lend 10x

I just read that China has 21 trillion in their banks from people saving. It feels to me China has so many resources that they are unstoppable. Banks lend 10x the assets they have so that is 210 trillion available to lend. Not to mention the assets that the government has itself. There are so many state or partially state owned businesses that they can sell parts of. Even the debts of creating whole cities, it just doesn't seem to me that there is going to be any sort of damper on what China does. Especially with everyone wanting to throw money at them to get into business there.