FWIW, as a counter-anecdote, every time I have been to see my bank about a big life decision, I have come away feeling that I might as well not have bothered, b

FWIW, as a counter-anecdote, every time I have been to see my bank about a big life decision, I have come away feeling that I might as well not have bothered, because they just wanted to push me their most valuable products.