The "bad investment" is worrisome in a capitalist society. Smart investors are supposed to make wise decisions but regulation from the U.S. Securities and Excha

The "bad investment" is worrisome in a capitalist society. Smart investors are supposed to make wise decisions but regulation from the U.S. Securities and Exchange Commission determine how much capital and experience is required to become a registered investor. However, someone seeking an occupation is not a sophisticated investor. Nor would a factory worker be expected to be able to predict major changes. Yet, working and middle class folks must invest and take risks on education, certification, and career-paths lest they suffer the consequences.