They are married through price controls and tax deductions. If the choice was 10000$ additional pay or 10000$ annual insurance premium. From a payroll and tax v

They are married through price controls and tax deductions. If the choice was 10000$ additional pay or 10000$ annual insurance premium. From a payroll and tax view that insurance premium is much cheaper. Not to mention in many states, once you reach a certain number of employees you are required to offer a HMO.