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Really? Which state are you in? I used to work for a private health insurer (in the US) and our "group" coverage was offered to businesses of 2 people (i.e.,
by michael_dorfman 17y ago
Really? Which state are you in?
I used to work for a private health insurer (in the US) and our "group" coverage was offered to businesses of 2 people (i.e., a founder and one employee). At that time, at least, sole proprietors were in the "individual" coverage category, but there was talk about changing that.
- tptacek 17y agoPersonally, Michigan and Illinois (at the time). Companywide, add New York. We tried to get insurance ourselves, and then worked with a family friend broker, and failed both times. We could get coverage for three of us (although my daughter would have exceptions in the contract), but not for my wife. I was 28 at the time.
- midnightmonster 17y agoFlorida. No problem to get coverage for me; we can get coverage for the boys but with riders on my youngest sons; we can't get coverage for my wife at all. We're 27 and 29. We're "lucky" in that we had COBRA coverage from a Maryland job before we moved here. Now that COBRA is expired, our MD insurer is required by MD law to offer us a group policy. It's decent coverage, but at almost $1000/month it only covers my wife and the kids. It would be another ~$600/month to add me.