I purchased a $130 a month high deductible ($3500) health insurance plan before quitting my job. I am healthy and under 20, however. I do know people who are he

I purchased a $130 a month high deductible ($3500) health insurance plan before quitting my job. I am healthy and under 20, however. I do know people who are healthy but have been denied (not offered insurance at a higher rate-- flat out denied) because of past procedures.