Nowhere in the example was the condition that the driver is not insured. Outside of that, I find this attitude incredibly patronizing. "We need to save you fro

Nowhere in the example was the condition that the driver is not insured. Outside of that, I find this attitude incredibly patronizing. "We need to save you from yourself" is what it boils down to. You pay somebody for a ride knowing she's not insured? That's _your_ problem, not mine.