Just to play devil's advocate, here's a mind bender for you: we should be grateful to that asshole. Until you or I get cancer, that is. Last I checked, the pr

Just to play devil's advocate, here's a mind bender for you: we should be grateful to that asshole. Until you or I get cancer, that is. Last I checked, the probability of you and I having at least one life-threatening health problem in the next 100 years was pretty close to 1.0. What's actually happening, regarding that asshole, is that you're paying 95% premiums for 85% care. It gets worse than that, because the 15% being shaved off is at the high-cost end, which is precisely where you need your insurance.